Planning Tools FAQs

How do the Web-based calculators work?

To use the Web-based calculators, first you connect your computer to the Internet. Then, you click the calculator links we'll give you. Your browser will open automatically and bring you to the H&R Block web site. Follow the instructions on the screen to start up the calculator. To use each calculator, simply fill in the numbers that the calculator asks for and view the results. The calculators do not use your tax information from the software, and don't save your entries.

Are Web calculators secure?

Because the Web calculators don't use your name or any other identifying information, security isn't a concern. Your personal information remains on your own computer, and won't be transmitted to the Web calculator.

Will the calculator use information from my tax return?

No, the calculator doesn't use information from your tax return. You must enter your information into the calculator manually.

How do I know if I need to pay estimated taxes?

If you earn a substantial amount of self-employment or investment income, you probably need to pay estimated taxes.

On the other hand, if most of your income is from your job(s), you probably don't need to pay estimated taxes. You should check to make sure your wage withholding will be enough to avoid penalties for underpaying your 2011 tax during the year.

What if I don't know my 2011 income and expenses yet?

If you don't know the amounts, use estimates. You can also try out different income and expense amounts to see how they affect the bottom line.

Who qualifies for the saver's credit?

Taxpayers who contribute to a retirement plan and meet these conditions are eligible for the credit: