Stock Splits

A company has a stock split to adjust either the:

In most cases, the company gives you more shares of stock for every share that you already own. These are often referred to as 2-for-1 or 3-for-1 stock splits. On rare occasions, a company might have a reverse split and give you fewer shares for each share that you own. For example, they might have a 1-for-2 stock split.

If the stock is split 2-for-1, this means that for every share you own, you now own 2 shares. The important fact to remember is that the total basis of the stock doesn’t change. Instead, the value of each share changes.

Example: If you own 100 shares of a company with a basis of $10 per share, the total basis of all your stock is $1,000 ($10 X 100 shares). After the 2-for-1 stock split, the total basis of your stock is still $1,000. The difference is that you now have 200 shares of stock and each share has a basis of $5 ($1000 ÷ 200 shares).

A reverse split works the opposite way. A 1-for-2 split reduces the 100 shares you own to 50 shares. Now, each share has a basis of $20 instead of $10, but the total basis is still $1,000 ($20 X 50 shares).