Refund Options for Electronic Filers

If you're electronically filing your return, H&R Block offers you two ways to get your refund:

Direct Deposit
Check

All you have to do is select one of the options on the Filing tab, and the H&R Block software will walk you through the process.

Choosing to Direct Deposit Your Refund

You can split your federal refund and direct deposit the money in up to 3 different bank accounts. Your refund will be directly deposited into your bank account (s), usually within two to three weeks.

You can deposit your refund into an existing:

Checking account
Savings account
Traditional IRA, Roth IRA, or SEP-IRA
Health Savings Account (HSA)

If you’re depositing your refund into an IRA or HSA:

Confirm with the bank or other financial institution that direct deposit is permitted for your type of account.
Inform your bank or other financial institution which contribution year the deposit is for.

If the deposit is for a 2010 contribution, file your return by March 18, 2011, to ensure that the funds will be received by April 18, 2011.
If the deposit is for a 2010 contribution, enter the contribution amount in the IRA or HSA interview (if you haven’t already) so that the contribution is included in your tax return calculations.
If the deposit is for a 2010 contribution, and the deposit doesn’t occur by April 18, 2011, you may need to file an amended return.

Note: You cannot direct deposit your state refund into multiple banks. When you split your federal refund, and you choose to use the same direct deposit information for your state refund as you entered for your federal refund, the program deposits your state refund into the first bank account you specify for direct deposit of your federal refund.

Choosing a Refund by Check

The IRS will mail you a refund check, which usually takes a bit longer than direct deposit.